Privacy Policy

This Privacy Policy explains what information Oatencairn collects, how we use it and the choices you have. Oatencairn is the brand name The Nelson M Group LLC uses on these pages (the words "we", "us" and "our" point to that company).

1. What we collect

The request form asks for your first name, the unit you pick under "Which young-driver guide do you want?", and your acceptance of this policy and our Terms. You may also give a last name, an email address, a ZIP code, an answer to "Where are you in school or life right now?" and a mobile number, all optional. If you check a text box, we store which box, the consent wording you saw, the date, time and time zone, and the page address. A visit also leaves ordinary technical crumbs, including which browser you used and the referring address.

2. How we use information

We use what you give us to send the units you request, run any text program you join, keep consent and opt-out records, answer support requests and protect the site. A ZIP, if you add one, lets us mark how young-driver rules change from state to state, and the school-or-life note tells us which units to write next.

3. Sharing

We never sell personal information. Service providers that host the site, send email and texts, or store our records receive only what their task needs, and we disclose information when required by law.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, except as necessary to provide text messaging services (e.g., aggregators or telecom providers).

4. Text messages and consent

The Oatencairn Young Driver Insurance Guide texts only people who check one or both optional text boxes, and informational and promotional texts are separate choices. Consent is not a condition of purchase or requesting information. Message frequency may vary, up to 8 messages per month. Message and data rates may apply. Reply STOP to opt out whenever you like. Reply HELP for help. For assistance, please message HELP to any of our numbers to receive help or information about the number.

5. Cookies and local storage

Oatencairn keeps only the small local storage a browser needs to make the pages work, and it does not plant tracking cookies.

6. Retention and security

Consent and opt-out records remain on file for the period we need them to honor your choices and satisfy legal duties. Submissions go out over HTTPS, and only staff who need those records for their work can open them. Treat email and this form as open enough that account passwords and policy IDs should stay out of both.

7. Your rights and choices

Write or call if you want to inspect the information we hold, correct it, ask us to delete it, or update your text preferences: support@oatencairn.com or 877-508-0199. People in California and in other states with privacy statutes may hold extra rights, and those requests are honored.

8. Children

Oatencairn is aimed at new drivers of licensing age and the families who help them. Anyone under thirteen is outside that audience, and we do not solicit or knowingly accept their information.

9. Changes to this policy

When this policy changes, we post the new version here and change the "Last updated" date shown at the top.

10. Contact

Oatencairn, a brand of The Nelson M Group LLC. Phone: 877-508-0199. Email: support@oatencairn.com. Mail: 14210 Culver Drive, Irvine, CA 92604.