Leaving for school
Start with Unit 1 to decide whether staying on the family policy still fits once you move.
Oatencairn
Oatencairn young-driver guides
Three guides for students and drivers under 25, written to be read in one sitting and checked against your own policy afterward.
Choose where to begin
Car stays at home
Unit 2 explains the away-at-school discount and the papers insurers usually want.
Own car, own address
Unit 3 walks through a first policy of your own, from limits to payment choices.
All three units
Unit 1 · Family policy · 11 min read
Car insurance for college students: stay on the family policy or not?
How campus life, car ownership and where a car is kept decide whether a college student should stay on the family car insurance policy or get one of their own.
Open this unitUnit 2 · Distance discount · 10 min read
The away-at-school discount, explained
How the away-at-school or distant-student car insurance discount usually works, what insurers ask you to prove, and the common moves that cancel it during the year.
Open this unitUnit 3 · First policy · 12 min read
Under 25 and buying your first policy: what to know
What drivers under 25 should know before buying their first car insurance policy: when you need one, how to compare offers, which limits and deductibles to choose and how to pay.
Open this unit